Website Terms and Conditions of Use

The terms and conditions of use set forth below apply to this website (collectively, the “Site”). Please read these terms and conditions of use carefully before using the Site. The terms and conditions apply to all pages of the Rava Partners Site whether or not those terms and conditions appear on each individual page. By using the Site, you acknowledge that you have read, understood and agreed to be bound by these terms and conditions of use without limitation, modification or qualification. If you do not agree to these terms and conditions of use, you may not access or use the Site. Rava Partners (“Rava Partners”, “us”, “we” or “our”) reserves the right, at our discretion, to change, modify, add or remove portions of these terms at any time. Therefore, we suggest that you review these terms periodically for changes. Each time you use our Site, you agree to the version of the terms and conditions published at that time. By using our Site after we have posted changes to these terms and conditions of use, you are agreeing to be bound by these terms as amended and applicable at the time you access the Site.

Privacy Policy

We reserve the right to track visitors to, and usage of, this Site through “cookies” and similar techniques and to use any resulting information as we determine in our sole discretion.


Nothing contained in the Site constitutes investment, legal or tax advice. Neither the information, nor any opinion contained in the Site constitutes a solicitation or offer by Rava Partners, its affiliates or any fund or other entity managed directly or indirectly by Rava Partners or its affiliates, to buy or sell any securities, futures, options or other financial instruments. Decisions based on information contained on the Site are the sole responsibility of the visitor. Rava Partners makes no representations or guarantees that the contents are appropriate for use in all locations, or that the transactions, securities, products, instruments, strategies or services discussed on this Site are available or appropriate for sale or use in all jurisdictions or countries, or by all visitors to this Site. All persons and entities accessing the Site do so on their own initiative and are responsible for compliance with applicable local laws and regulation. Although the material in this Site is based upon information that Rava Partners considers reliable and endeavors to keep current, the materials in the Site are provided “AS IS” and without warranties of any kind (either express or implied). To the fullest extent permissible pursuant to applicable law, Rava Partners disclaims any and all warranties, express or implied that the material is accurate, current or complete, and it should not be relied upon as such and expressly disclaims liability for errors or omissions in this Site including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Rava Partners makes no commitment, and disclaims any duty, to update such material.  Rava Partners reserves the right to add, modify or delete any information on this Site at any time. Any performance data reported on this Site is an indication of past performance and does not indicate or guarantee future results. Rava Partners advises all users of this Site that there is a possibility of loss on all investments. Rava Partners further assumes no responsibility for, and makes no warranties that, functions contained at this Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the server that makes it available will be free of viruses or other harmful components. Rava Partners shall not be liable for any damages to, viruses that may infect, or services, repairs or corrections that must be performed on your computer on account of your accessing this Site.

Restrictions on Use of Materials

Unless otherwise expressly noted, all information and materials, including, without limitation, images, illustrations, designs, icons, photographs, video clips, and written and other materials, that are part of the Site are copyrights, trademarks, service marks, trade names, trade dress and/or other intellectual property owned, controlled or licensed by Rava Partners. No material (including, without limitation, any text, images, audio and video) from the Site may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way; provided, however, that you may download, where specifically permitted, one copy of the materials on any single computer for your personal, non-commercial use only, provided you keep intact and properly display all copyright and other proprietary notices. You may not distribute, modify, transmit, reuse, repost, or use the content of the Site, including, without limitation, any text, images, audio and video, for public or commercial purposes without Rava Partners’ written permission. Modification or use of the information or materials for any other purpose will violate the copyright and/or intellectual property rights of Rava Partners. Rava Partners will not treat users of this Site as its clients by virtue of their accessing this Site.

If you send us ideas, comments or other feedback on or about the Site, you acknowledge and agree that we will consider those ideas, comments or other feedback as non-confidential and not proprietary. Rava Partners shall be free to use any such ideas, comments or other feedback for any purpose whatsoever, without any compensation due or payable to you.

Transmissions to and from the Site

Security: Internet and electronic communications are inherently insecure. While we take care to ensure the safety of the Site, we cannot guarantee that communications will not be able to be intercepted by third parties and, accordingly, all internet transmissions to and from the elhamcredit.com domain name or made via this Site may not be completely secure, even if there is a special notice that a particular transmission is encrypted. Communications to Rava Partners, particularly those containing confidential information, should be sent by mail.

Confidentiality: Any communication or other material that you send to us or post on the Site, is and will be deemed to be non-confidential and Rava Partners shall have no obligation of any kind with respect to such information. Rava Partners shall be free to use any ideas, concepts, know-how or techniques contained in such communication for any purpose whatsoever, without any compensation due or payable to you.

Links to Other Web Sites and Services

Rava Partners does not review or monitor any websites linked from or to the Site. If you click on or follow third party links from or to such websites, you do so at your sole risk. Accordingly, Rava Partners cannot be held responsible for the information, materials, products or services obtained on or from such other websites, nor will Rava Partners be liable in any respect whatsoever for any damages arising from your access to such websites. Any links from or to other websites are provided merely for the convenience of the users of the Site and the inclusion of these links does not imply an endorsement, representation or warranty by Rava Partners with respect to any such linked websites or the content, products or services contained or accessible through, or the operators of, such websites.


If any provision of these terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and severed from these terms to the extent that provision is unlawful, void or for any reason unenforceable in that jurisdiction. The validity and enforceability of any remaining provisions shall not be affected for the purposes of that jurisdiction. The validity and enforceability of any and all of these terms in any other jurisdiction shall not be affected for the purposes of such other jurisdiction.

Governing law

You agree that all matters and disputes relating to your access to or use of the Site and these terms and conditions will be governed by the laws of Hong Kong SAR without regard to its conflicts of laws provisions. These terms and conditions will be subject to the non-exclusive jurisdiction of the courts of Hong Kong SAR.

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